Apply for Assistance
How are you going to make all those repairs? Depending on the type of disaster, the Federal Emergency Management Agency may offer financial assistance. To apply and/or receive this type of assistance, the disaster must be a federally declared disaster. Usually this is major and widespread damage over an entire city or county. A house fire, affecting one home would not be eligible for disaster assistance. To learn more about the Disaster Assistance Program Help After a Disaster (FEMA)
Filing Insurance Claims
When there is a disaster in your neighborhood affecting your home, you should contact your Insurance Agent as soon as possible and talk about filing a claim and/or assistance. Here are tips to make filing a claim with your Insurance Agent easier:
Know your Stuff - free software from the Insurance Information Institute to help inventory the items in your home (NOTE: this software has not been tested by Saint Paul Emergency Management).