Homeowner Incentive Programs

Saint Paul Homeowner Incentive Programs Special Purpose Financing Programs

• Emergency Deferred Payment Loan
• Minnesota Housing Step Up Program

Home Purchase Programs

• Minnesota Housing Mortgage Credit Certificate (MCC) Program
• Minnesota Housing Start Up Program
• Minnesota Housing Step Up Program
• Project for Pride in Living (PPL) Housing Development
• Twin Cities Habitat for Humanity Homeownership Program

Down payment and Closing Cost Assistance Programs

• Minnesota Housing Deferred Loan
• Minnesota Housing Monthly Payment Loan
• Minnesota Housing Homeowner Entry Loan Program (HOME HELP)
• NeighborWorks Home Partners
• Rondo Community Land Trust

Renovation/Rehab/Emergency Repair Programs

• Saint Paul CityLiving City-wide Rehabilitation Loans
• Saint Paul CityLiving Emergency Home Loan Fund
• NeighborWorks Home Partners 
• Minnesota Housing Rehabilitation Loan Program & Emergency Loan Program
• Minnesota Housing Fix Up Loan Program
• Rondo Community Land Trust - Homebuyer Initiated Program (HIP) Rehab Grant
• Project for Pride in Living (PPL) - Foreclosure Prevention Repair Grants
• Project for Pride in Living (PPL) - Home Repair Loan Program
• Twin Cities Habitat for Humanity - A Brush with Kindness
• Rebuilding Together
• Hearts & Hammers Twin Cities

Neighborhood Specific Rehab Programs

• Dayton’s Bluff Neighborhood Housing Services Low Interest Loans (Dayton’s Bluff neighborhood)
• Pride in Neighborhood Deferred Loan Program (Lexington-Hamline Community Council)
• Restore Saint Paul (Dayton’s Bluff, Payne-Phalen, and Thomas-Dale neighborhoods)