Insurance Requirements for Events in the City of Saint Paul 

When is insurance required?

Insurance is required for the following types of events/activities:

  • Walks
  • Runs
  • Bicycle events
  • Parades
  • Cross country meets
  • Photo shoots
  • Filming
  • Public events
  • Public events serving food and/or alcohol
  • Fireworks/pyrotechnics
  • Petting zoos
  • Placement of large games/inflatables on event site

The City reserves the right to change the amounts and/or types of insurance it requires for an event.

When is the insurance submission deadline?

All insurance certificates must be submitted to Saint Paul Parks and Recreation no later than 15 business days prior to your event, or your event may be canceled.

How much Comprehensive General Liability (CGL) will my event need?

The lessee must obtain Comprehensive General Liability (CGL) coverage from a company licensed to do business in the State of Minnesota. Such insurance shall be at a $1,500,000 per individual claim and $3,000,000 in aggregate, and shall further include the City of Saint Paul being named as an
additional insured.

What additional insurance amounts and/or coverage with the City of Saint Paul listed as an additional insured may be required?

  • If pyrotechnics are part of an event, $5,000,000 in aggregate must be obtained.
  • If commercial vehicles are part of a public event and will be used on event grounds, the vehicles must be licensed and insured to the requirements as per the State of Minnesota.

The City reserves the right to change the amounts and/or types of insurance it requires for an event.

How do I submit insurance coverage?

A copy of the insurance policy, including event name, date and location, must be submitted no later than 15 business days prior to the event to both:

For Harriet Island/Upper Landing events, submit insurance to:

Should any of the above described policies be canceled before the expiration date thereof, notice shall be deliver in accordance with the policy provisions. 

Police Special Event Insurance Requirements:

Events that require a special event permit through the Saint Paul Police Department require proof of insurance coverage. See the Event Planner Contact List and Saint Paul Police Special Operations Unit webpage for more information.